Services & Fees (effective 4/1/16)

Stop Payment $ 25.00 per item
Overdrafts & Insufficient Funds $ 35.00 per item
Return Deposit Items $ 4.00 per item
Account Research $ 10.00 per hour
Account History $ 2.00  
Accounts Closed Within 6 Months of Opening $ 25.00  
Copy of Check 3 free per month
$5.00 per check, thereafter
Balancing Statement $ 10.00 per hour
Wire Transfers Incoming $ 15.00 per wire
Wire Transfers Outgoing $ 20.00 per wire
In-House Transfers or ACH/Direct Deposits $ 0.00  
Photocopies $ .25 per page
Check Printing Varies with style
Safe Deposit Boxes1      
  3" x 5" $ 35.00 annually
  3" x 10" $ 35.00 annually
  5" x 10" $ 50.00 annually
10" x 10" $ 85.00 annually
Consumer Online Banking $ 0.00  
Consumer Online BillPay $ 0.00  
Commercial Online Banking Varies2
Minden 24 (Telephone Banking) $ 0.00  
Cash Withdrawal at Foreign ATM $ 1.50 per withdrawal
Balance Inquiry at Foreign ATM $ 1.50 per inquiry
Replace Debit Card or PIN $ 25.00 per occurance
Cashier's Check $ 5.00 per check
Official Check $ 5.00 per check
Deposited Checks Returned Unpaid $ 4.00 per item
Copy of Statement $ 1.00 per statement
Excessive Withdrawals on Savings Accounts & Money Market Accounts $ 5.00 per occurrence
Garnishments $ 50.00 per occurrence
Executions $ 50.00 per occurrence
Levies $ 50.00 per occurrence
Collection Item $ 20.00 per item
Dormant Accounts With Balance Less than $100.003 $ 1.00 per month
Money Service Business Accounts $ 50.00 per month 
Telephone Transfer $ 1.00 per transfer
Notary for Non-Customer $ 15.00 minimum fee

1.Safe Deposit Box contents are not insured by the FDIC.

2.Price varies depending on selection of Cash Management Services selected.

3.This fee is effective 6/30/2016. An account is considered dormant when there are no customer-initiated transactions posted to an account within a 12-month period. This fee is non-refundable.